Senior Medical Officer, Underwriting & Claims (High Net Worth)

Senior Medical Officer, Underwriting & Claims (High Net Worth) About The Role To elevate AIA Singapore as the preferred life insurer with sound and competitive medical underwriting and proactive claims management. Job Description Works with Head of New Business, Director of HNW underwriting and reinsurers (if applicable) to achieve competitive underwriting outcome Works with Head of Claims to provide expert opinion on complex claims assessment and medical claims adjudication Assess and evaluate the medical and underwriting risk for insurability. This includes assessing the risk factors, providing cardiac opinions on ECG/treadmills, complex medical conditions and determining appropriate requirements and decisions Providing medical related and underwriting training to partners and internal stakeholders, and participate in case discussion Perform portfolio analysis to support better product design and refined underwriting approach & guidelines Develop and implement AIA best practice guidelines to enhance consistency, quality, and strategic alignment across AIA’s underwriting teams Contribute medical expertise to the design of new insurance products, advise medical trends and implications for product features Represent AIA Singapore in LIA underwriting related committees Job Requirements Minimum 10 years of underwriting experience or related experience in an insurance or reinsurance company Possess Medical degree from recognised institution Additional advantage to possess underwriting authority for High Net Worth products Strong analytical and communication skill Good understanding of life insurance business and its financial aspects and commonly seen medical conditions locally and its treatment protocols About AIA For over a century, AIA has served the ever-changing needs of our customers across Asia-Pacific. Our Purpose to help millions of people live Healthier, Longer, Better Lives is at the heart of everything we do. As pioneering innovators, we’re now transforming AIA to be faster, simpler and more connected to create better solutions and impactful experiences for our customers and communities. AIA encourages and enables our people to act with clarity, courage and humanity in service of our Purpose. Join Us At AIA, we believe in empowering every one of our people to find their 'better' - in the work they do, the career they build, the life they live and the difference they make. Whether it’s investing better wellbeing, inspiring better learning, building better relationships, or making a better impact on customers, a career at AIA will challenge you to find new ways to pursue your ‘better’. AIA is committed to building a vibrant, diverse, and inclusive workforce for all employees to thrive in. Join us if you believe in creating a better tomorrow! Seniority level Executive Employment type Full-time Job function Health Care Provider Industries Insurance We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI. J-18808-Ljbffr

Location: Singapore, Singapore, SG

Posted Date: 9/17/2025