Credit Management & Factoring Specialist

Location : Milan, Lombardy, Italy Job ID : R0097691 Date Posted : Company Name : HITACHI ENERGY ITALY S.P.A. Profession (Job Category) : Finance Job Schedule : Full time Remote : No Job Description : The opportunity The Factoring and Credit Assessment Specialist plays a key role in managing the company's credit risk and cash flow by overseeing factoring operations, conducting credit assessments, managing billing and collections, and ensuring accurate reporting of receivables and bad debt provisions. How you'll make an impact Factoring Operations : Manage end-to-end factoring processes including onboarding of receivables, liaising with factoring partners, and reconciling payments. Monitor factoring limits and ensure compliance with contractual terms. Credit Assessment : Evaluate the creditworthiness of new and existing customers using internal scoring models and external data sources. Recommend credit limits and payment terms based on risk analysis. Billing and Invoicing : Ensure timely and accurate issuance of customer invoices. Collaborate with sales and operations teams to resolve billing discrepancies. Credit Collection : Monitor accounts receivable aging and proactively follow up on overdue accounts. Negotiate payment plans and escalate delinquent accounts as needed. Reporting and Analysis : Prepare and analyze the Aging Report to identify trends and risks in receivables. Calculate and maintain Bad Debt Allowances in accordance with accounting standards and company policy. Provide regular updates to management on collection performance and credit exposure. Compliance and Controls : Ensure adherence to internal controls, company policies, and regulatory requirements. Support internal and external audits related to receivables and credit management. Your background Bachelor's degree in Finance, Accounting, Economics, or related field. Proven experience in credit management, factoring, or accounts receivable. Strong analytical and negotiation skills. Proficiency in Microsoft Office. Knowledge of SAP is a plus. Knowledge of IFRS / GAAP principles related to bad debt provisioning is a plus. Excellent communication and stakeholder management abilities. More about us We offer the opportunity to work with fantastic people and develop yourself on projects that present great technical challenges and have a real impact. Wide range of benefits include: Health insurance Pension fund Welfare Smart working Flexible working hours Lunch tickets Qualified individuals with a disability may request reasonable accommodations if unable or limited in their ability to use or access the Hitachi Energy career site due to disability. Please complete a general inquiry form on our website with your contact information and details about your required accommodation. This service is exclusively for job seekers requiring accessibility assistance during the application process. Messages for other purposes will not be responded to. This is a full-time position. The experience level is unspecified. There is 1 vacancy. J-18808-Ljbffr

Location: Milano, Lombardia, IT

Posted Date: 9/17/2025