Senior AML Specialist - EDD SME

Join a rapidly growing UK business banking company as an AML Specialist / SME. You will be responsible for conducting and overseeing EDD (enhanced due diligence) reviews on high-risk / complex customer accounts. You will serve as a subject matter expert for the business, advising and training internal teams on best practice and regulatory obligations. Key Responsibilities: Review high risk / complex customer account applications. Lead and conduct in depth reviews / EDD of current customer accounts and activity. Act as SME for escalated KYC / KYB / CDD / EDD queries. Hold final approval for high risk customer account applications and reviews. Work collaboratively with senior stakeholders across 1LOD/2LOD providing support for gap analysis and thematic reviews. Work closely with, and provide expert advice, to wider operations teams and business leaders. Coach and mentor colleagues; delivering up to date and concise KYC / KYB / EDD training. Use data driven insights and personal observations to drive continuous improvement. Constructively challenge current processes and procedures and make recommendations to enhance processes. Essential experience includes: Expert knowledge of banking KYB / CDD / EDD / AML / Onboarding requirements. Experience reviewing high risk cases. Detailed understanding of UK AML & CTF regulations POCA, JMLSG, MLR 2017, FATF etc. Experience mentoring, coaching and training colleagues. Experience working in a banking organisation is essential. Location is key: Applicants must live within a commutable distance of Manchester and be available to work from the office at least three days per week following a 6 week office based training period. Salary: £35-38,000 plus excellent benefits.

Location: Manchester,, GB

Posted Date: 7/13/2025