Associate Director – Credit Risk Management

We empower our people to stay resilient and relevant in a constantly changing world. We’re looking for people who are always searching for creative ways to grow and learn. People who want to make a real impact, now and in the future. Does that sound like you? Then it seems like you’d make a great addition to our vibrant international team. Siemens Financial Services (SFS) is a subsidiary of Siemens AG. SFS provides financial expertise and industry knowledge to support Siemens' customers and markets. As part of a strong and established team of project and structured finance risk managers, you will support the Bank’s continued growth with a focus on Corporate Lending and Leveraged Buyout transactions. You’ll make a difference in Risk Analysis: Conduct thorough risk analysis for corporate and leveraged loans in the Asia Australia region. Underwriting Management: Manage underwriting processes, emphasizing risk assessment, analyzing historical performance, security and legal structure. Team Coordination: Coordinate workstreams across teams (Rating, Legal, Tax, Compliance, Operations) during underwriting and portfolio monitoring. Risk/Return Evaluation: Evaluate transactions from a risk/return perspective and present applications to SFS and/or Siemens Bank Management. Credit Applications: Prepare credit applications, including due diligence, financial modelling, sensitivity analysis, and negotiation of commercial and financing agreements. Post-Approval Management: Oversee post-approval processes, including closing and first disbursement, portfolio performance monitoring, and handling requests for consents, waivers, and amendments. Your defining qualities Education: University degree in Finance, Economics, Management, or equivalent, ideally with a finance-related post-graduation or professional qualification. Experience: 5-7 years of credit (risk) experience, specializing in corporate lending and leveraged finance transactions in the Asia/Australia region. Skills: Strong financial modelling abilities and profound knowledge of complex financial structures and transaction analysis. Risk Assessment: Keen ability to identify and assess risks in transactions and evaluate risk mitigation measures. Jurisdictional Awareness: Familiarity with jurisdictional differences in major Asian geographies related to security and guarantees. Additional Skills: Proficiency in reviewing and negotiating legal documentation, fluency in English, leadership skills, analytical decision‑making ability, and capacity to work effectively under pressure within diverse teams. Come join us, and TransformTheEveryday through technology! Siemens is an equal opportunity employer, offering a safe and inclusive work environment, based on mutual respect and the appreciation of uniqueness, guaranteeing equal employment opportunities to all qualified candidates to unleash their full potential. Public Notice: Recruitment Fraud We wish to caution jobseekers that Siemens, as a policy, does not authorize external parties/agents to conduct employment drives or extend Offers of Employment on our behalf. We do not ask for bank details, payment of any kind nor personal financial information in return for assurance of employment. Please visit our job portal for all Siemens job openings, and apply via the portal. J-18808-Ljbffr

Location: Singapore, Singapore, SG

Posted Date: 10/31/2025